Step 1 of 3

First, you’ll need to fill out the FAFSA in order to determine your need for financial aid. You can complete this online at FAFSA.gov. Be sure to list WJU on your school list so we’re able to see your FAFSA. WJU’s school code is 001281. Complete FAFSA (online)

Step 2 of 3

After you’ve completed the FAFSA and the Financial Aid Office has received your information, you may be contacted with instructions on what forms and documents will be needed to complete and confirm your financial aid. All of these forms can be downloaded from Forms and Resources. Completed forms can be mailed, faxed or emailed to the Financial Aid Office. If you have any questions or are having difficulty, please do not hesitate to contact us.

What does it mean if I’m selected for verification?

Step 3 of 3

After all forms and documents are turned in and you are officially accepted to WJU (for new students), you will receive a financial aid offer letter which lists the financial aid that you are eligible for. Review this letter carefully and return it to the Financial Aid Office so that we can update your student account accordingly.If you were eligible for Federal Stafford loans and wish to borrow them, be sure to complete a Master Promissory Note and Entrance Counseling with the Department of Education.

Federal and state grants are forms of need-based financial aid that does not need to be repaid. Need-based financial aid is distributed based on financial need as determined by the FAFSA. Below is a list of the federal and state grants available at William Jessup University.

Pell Grant
Amount: Up to $5,730 per year
Eligibility: Eligibility for this grant is based on financial need as determined by
the FAFSA.
Deadline: No deadline.
Renewal: Annually renewable. The amount of this grant is subject to change each
year based on changes to your family’s financial situation as determined
by the FAFSA.
Application: FAFSA (online) with
WJU listed.
Note: Annual amount prorated based on enrollment status.
Federal Supplemental Educational Opportunities Grant (FSEOG)
Amount: Up to $100 per year
Eligibility: Eligibility for this grant is based on financial need as determined by the FAFSA.
Deadline: Based on availability of funds. Priority given to early applicants.
Renewal: Annually renewable. The amount of this grant is subject to change each
year based on changes to your family’s financial situation as determined
by the FAFSA.
Application: FAFSA (online) with
WJU listed.
Note: Annual amount prorated based on enrollment status.

Cal Grant A
Amount: $9,084 per year for New Cal Grant Recipients
Eligibility: Eligibility for this grant is based on California residency, an eligible
GPA of 3.0 or higher and financial need as determined by the FAFSA.
Deadline: Students must submit the FAFSA and GPA Verification Form by March 2 in
order to be considered for Cal Grant for the following school year.
Renewal: Annually renewable up to four years.
Application: FAFSA (online) with
WJU listed and GPA Verification Form.
Note: This grant can be used for tuition only. For more information, visit
www.calgrants.org.
Cal Grant B
Amount: First year: $1,648
Remaining three years: $10,732 per year
Eligibility: Eligibility for this grant is based on California residency, an eligible
GPA and financial need as determined by the FAFSA.
Deadline: Students must submit the FAFSA and GPA Verification Form by March 2 in
order to be considered for Cal Grant for the following school year.
Renewal: Annually renewable up to four years.
Application: FAFSA (online) with
WJU listed and GPA Verification Form.
Note: First-year stipend of $1,648 can be used for living expenses and books.
For remaining three years, $9,084 will be applied to tuition and $1,648
can be used for living expenses and books. For more information, visit
www.calgrants.org.

To learn more about or apply for the California Dream Act, please visit http://www.csac.ca.gov/dream_act.asp

Chafee Grant
Amount: Up to $5,000 per year
Eligibility: Students must be a current or former foster youth under the age of 22
(as of July 1) and have financial need as determined by the FAFSA. For
full explanation of eligibility, click here.
Deadline: Students must submit the FAFSA and Chafee Grant Application by March 2.
Renewal: Annually renewable.
Application: FAFSA (online) with
WJU listed and Chafee Grant Application (online).
Note: Chafee Grant can be used for child care, transportation and living expenses
while in school.
Federal Work Study
Amount: Varies
Eligibility: This program is for the financially eligible students interested in employment
(as determined by FAFSA). Students will have the opportunity to work on
or off campus and receive wages for those hours. Jobs vary and wage is
determined by the department student is employed with.
Deadline: No deadline.
Renewal: Not applicable.
Application: FAFSA (online) with
WJU listed.

Institutional Aid | 2014 – 2015

Undergraduate Institutional Aid Policy
  • Students living on campus may receive up to 100% of their tuition charges for any term from WJU Institutional Aid.
  • Commuter students may receive up to 50% of their tuition charges for any term from WJU Institutional Aid.
  • The total of all WJU Institutional Aid awards combined with Cal Grant (excluding the subsistence portion of Cal Grant B) cannot exceed 100% of a student’s tuition charges by state law.
  • All WJU Institutional Aid awards are based on one academic year of enrollment at full-time status. Amounts are split in half each semester, and students enrolled in only one semester will receive 50% of the total amount. Students enrolled less than full-time will have awards prorated accordingly based on the number of units for which they are enrolled in each term.

WJU Scholar Award
Amount: $15,000 per year
Eligibility: This award is offered to one first-time freshman student on the basis of academic achievement, a response to an essay question and a formal interview during a special on-campus event. Applicants must have an academic GPA of 3.80+ and an ACT (Composite) of 29+ or SAT (Critical Reading and Math only) of 1300+.
Deadline: Applicants must have completed the process of applying for admission and submit the WJU Scholar Award Application with the essay response by February 1 (postmark).
Renewal: Annually renewable if the recipient maintains a WJU GPA of 3.50 or above, maintains full-time status, does not take more than one approved semester leave of absence, and lives on campus for at least the first two years.
Application: WJU Scholar Award Application

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Eligibility is determined by Academic GPA and/or SAT/ACT score.
Academic Award Academic GPA* Amount (per year) + PLUS + SAT (Critical Reading & Math only) ACT (Comp) Amount
Presidential Scholar 4.00+ $7,000 1400+ 32+ $5,000
3.90-3.99 $6,500
3.80-3.89 $6,000 1300-1390 29-31 $4,000
Provost Scholar 3.70-3.79 $5,500
3.60-3.69 $5,000 1200-1290 27-28 $3,000
3.50-3.59 $4,500
3.40-3.49 $4,000 1100-1190 24-26 $2,000
University Scholar 3.30-3.39 $3,500
3.20-3.29 $3,000 1000-1090 21-23 $1,000
3.10-3.19 $2,500
3.00-3.09 $2,000
Academic Achievement Given to those first time freshmen who qualify solely under either Academic GPA or SAT/ACT scores. Amount according to matrix above.
Academic scholarships, excluding WJU Scholar award, are renewable with a cumulative WJU GPA of 3.00.

First-Time Freshman Academic Scholarships are determined by using high school transcripts submitted through the 7th semester and SAT/ACT tests taken by April 1 of senior year.

NOTE: FTF applicants taking advantage of applying early on in the admission application process may resubmit high school transcripts showing academic coursework through the first semester of their Senior year, as well as, submit additional SAT or ACT test results taken through test administration dates prior to April 1, also of the Senior year.
In other words, if a FTF applicant has applied for admission by submitting transcripts showing academic coursework completed through the end of the Junior year, and then hopes to improve their academic GPA, thus improving their academic scholarship amount, they may resubmit, for our consideration, transcripts reflecting the first semester Senior year’s completed academic coursework. Likewise, if a student takes multiple SAT or ACT tests, they may submit additional scores of test administrations offered through April 1 of their Senior year.

For FTF students who apply for admission after April 1 of their Senior year, the recent most completed high school coursework and SAT or ACT test scores will be used and the academic scholarship amount will be finalized at the time of formal admission decision.

*Academic GPA is calculated using the academically solid, college prep courses taken from the following disciplines: English, Math, Science, Social Science and Foreign Language, at the discretion of the Director of Admission. Honors, AP & IB courses will be given extra weight.

The above review process is not automatic and must be initiated by the student, by April 1, of their Senior year. Academic scholarship decisions, like admission decisions, are contingent upon verification of OFFICIAL transcripts.

Eligibility is determined by Academic GPA and number of academic transferable units.
Academic Award Amount (per year) Academic GPA*
Transfer Scholar Award I $7,000 3.60+
Transfer Scholar Award II $4,000 3.20 – 3.59
These awards will be granted to all eligible transfer students in the traditional undergraduate program with 24 or more academic transferable semester units. Eligibility is determined at the time of acceptance and is annually renewable by maintaining a cumulative WJU GPA of 3.0.

NOTE: Transfers with less than 24 academic semester college units completed at the time of application, with a minimum college academic GPA of 3.20, will have their scholarship award determined by a combination of their high school (academic GPA and SAT/ACT) and college records, using the dollar amounts of the transfer awards.

*Academic GPA is determined by the Director of Admission at the time of formal acceptance into the traditional undergraduate program at William Jessup University. Eligibility will not be re-evaluated based on subsequent tests or coursework. If you have questions, please contact the Admissions Office at admissions [at] jessup [dot] edu or 916-577-2222.

NOTE: Need-based WJU Grants are susceptible to change if an academic award is earned as a continuing student.

Students who initially enroll at WJU and do not qualify for an Academic Scholarship can eventually qualify (or re-qualify if eligibility is lost) for an academic scholarship with sustained excellent academic achievement. A continuing student who does not already have an Academic Scholarship at WJU can, after a minimum of two semesters of full time coursework at WJU, qualify for an academic scholarship in the amount of $2,000 with a minimum qualifying WJU cumulative GPA of 3.20.
Evaluations to determine eligibility for these scholarships are based exclusively on WJU GPA, are only conducted at the end of the spring semester of each year and are only awarded for the following year. Once awarded, these academic scholarships are renewable as long as the student maintains a 3.0 cumulative WJU GPA.
NOTE: Need-based WJU Grants are susceptible to change if an academic award is earned as a continuing student.

Athletic Scholarship
Amount: Varies
Eligibility: Traditional undergraduate students competing in intercollegiate athletics may be eligible to receive an Athletic Scholarship. Men’s sports include: baseball, basketball, cross-country, golf, soccer and track. Women’s sports include: basketball, cross-country, soccer, softball, track and volleyball.
Deadline: Determined by Athletic Department.
Renewal: Determined by Athletic Department.

Church Partnership Grant
Amount: Up to $8,000 per year
Eligibility: This need-based grant is available to NEW students who, at the time of initial enrollment, are members of/actively participating in a church that financially supports William Jessup University. CURRENT students may also apply IF the student was a member of/actively participating in a partner church at the time of initial enrollment OR the church becomes a partner while the student is currently enrolled AND that church continues to be the student’s church home.This grant recognizes both the church’s partnership with WJU and the recipients past contribution to the church. Receiving this grant may not be tied to future participation or involvement at the church.
Deadline: Church Partnership Grant Application must be submitted by May 1. If funds are available, students who miss the Fall deadline may apply for a Spring award by December 1. Funds are limited. Priority given to early applicants.
Renewal: This grant must be applied for each year with a new application.
Application: Church Partnership Grant Application – to be filled out by a pastor (at the supporting church) who knows the applicant well.

Community College Grant
Amount: $2,000 per year
Eligibility: This grant is offered to new traditional program transfer students coming from a community college who have completed at least 24 transferrable semester units at the time of acceptance with a minimum 2.0 GPA. If a student is enrolled in classes at a community college upon acceptance into WJU that will bring them above 24 transferrable units, their Community College Grant will be a pending award until the verified completion of those classes.
Deadline: Eligibility determined at time of acceptance.
Renewal: Annually renewable. Student must maintain satisfactory academic progress.
Application: No application required.

Creative Arts Grant
Amount: Varies
Eligibility: Traditional Undergraduate Program students who excel in Creative Arts (theater, visual arts or arts management) may audition with the Creative Arts Department Chair for this grant.
Deadline: Determined by Creative Arts Department.
Renewal: Determined by Creative Arts Department.

Department Scholarship
Amount: $3,500
Eligibility: First-time freshmen and transfer students entering the Traditional Undergraduate Program who declare a major may be eligible to compete for a Department Scholarship. Candidates must be eligible for an academic scholarship and will be contacted by the Admissions Office around January 1 to answer an essay question. From the essay responses, candidates for the award will be selected to attend a special, invitation only on-campus event where a personal interview with department faculty will be conducted.
Deadline: Determined by Admissions Office.
Renewal: Annually renewable. Student must maintain satisfactory academic progress.
Application: Essay required (sent out by Admissions Office)

Diversity Grant
Amount: $1,000 to 6,000 per year
Eligibility: This grant is competitive and based on financial need and demonstrated leadership and vision through multiculturalism. Applicants must be an incoming freshman or transfer student that will be living on-campus.
Deadline: Diversity Grant Application, essay response and a FAFSA must be submitted by April 1.
Renewal: Annually renewable by maintaining a cumulative WJU GPA of 2.0 or above. Student must live on campus and be active with multicultural educational activities on campus.
Application: Diversity Grant Application and FAFSA

Endowed Scholarship
Amount: Varies
Eligibility: Students who will be a Junior or Senior in the upcoming year are eligible to apply for privately funded scholarships designated by the donor. Click HERE to view the list of Endowed Scholarships.
Deadline: March 19, 2014
Renewal: Non-renewable.
Application: Coming Soon

Homeschool Scholarship
Amount: $5,000 per year
Eligibility: This competitive scholarship is offered to one first-time freshman each year who has completed all four years of high school through a homeschool program.
Deadline: Applicant must apply to WJU, be eligible to receive an academic scholarship and submit the Homeschool Scholarship Application by February 1.
Renewal: Annually renewable with a cumulative GPA of 3.0 or above.
Application: Homeschool Scholarship Application

International Scholarship
Amount: $3,500 per academic year
Eligibility: Any incoming freshman or transfer student in the Traditional Undergraduate program who is studying in the United States on an F1 Student Visa. May not be a US citizen or eligible non-citizen. Students who are in the US under an illegal immigration status are not eligible.
Deadline: No deadline. Eligibility determined at time of acceptance.
Renewal: Annually renewable. Student must maintain satisfactory academic progress (as defined by the WJU Catalog)
Application: No application required.

Ministry Worker Grant
Amount: $5,000 or $2,000 per year
Eligibility: This grant is available to traditional undergraduate program students who are involved in full-time paid ministry, or who are the unmarried dependent of someone who is involved in full-time paid ministry. Examples of full-time, paid ministry include: employees of a church, missionary organization, Christian school, para-church or other non-profit organization that focuses on spreading the gospel of Christ. The amount is determined by the Financial Aid Office and is based on whether the qualifying student/parent is the primary wage earner in the household, according to income data reported on the FAFSA. See Ministry Worker Grant Application for more information.
Deadline: Ministry Worker Grant Application and a FAFSA must be submitted by May 1. If funds are available, students who miss the Fall deadline may apply for a Spring award by December 1.
Renewal: Annually renewable with a WJU GPA of 2.0 or above and upon proof of continued full-time employment in paid ministry.
Application: Ministry Worker Grant Application and FAFSA

Music Grant
Amount: Varies
Eligibility: Traditional Undergraduate Program students who excel in musical talent and ability may audition with the Music Department Chair for this grant.
Deadline: Determined by Music Department.
Renewal: Determined by Music Department.

Nehemiah Scholarship
Amount: $1,000 per year
Eligibility: This scholarship is offered to students in the traditional program who are recognized by leadership of a para-church organization (i.e. Young Life, Youth For Christ, AWANA, etc.) for Christian character, commitment to service and demonstrated leadership potential prior to coming to WJU. Students may only receive one (1) Nehemiah Scholarship per year.
Deadline: Applicants must apply for admission to WJU by April 1 (postmark date) and submit the signed Nehemiah Certificate by June 1.
Renewal: Annually renewable. Student must maintain satisfactory academic progress and maintain full-time status (12-18 units) each consecutive semester of attendance with no more than one approved semester leave of absence.
Application: Nehemiah Certificate (to be completed by organization)

Out of State Grant
Amount: $3,500 – HOWEVER if a student meets the academic, income and asset criteria for the State Grant program in California, the amount will be doubled to $7,000 (eligibility assessed by the Director of Financial Aid).
Eligibility: First-time freshmen entering the Traditional Undergraduate Program who are not California Residents AND who graduated from a High School outside the state of California. (Transfer students coming from a school outside of California will be considered on a case-by-case basis). Must be a US Citizen or an eligible non-citizen.
Deadline: No deadline. Eligibility determined at time of initial Financial Aid package.
Renewal: Annually renewable. Student must maintain satisfactory academic progress (as defined by the WJU Catalog).
Application: No application required.

Sibling Grant
Amount: Up to $2,000 per year
Eligibility: This grant was established in an effort to recognize the commitment of a family to educate two or more children at the same time. For each semester that two or more siblings are concurrently enrolled in the traditional program at WJU, each student shall automatically receive a $1,000 scholarship (maximum $2,000, per student, per year).
Deadline: No deadline.
Renewal: Renewable each semester 2 or more siblings are enrolled. Both siblings must maintain satisfactory academic progress.
Application: No application required.

WJU Grant
Amount: Up to $5,000 per year
Eligibility: This need-based grant is determined at the discretion of the Director of Financial Aid after all other scholarships and grants are considered (prior to loans). This grant is used to assist in meeting financial need as determined by the FAFSA. If other scholarships or grants are secured by a student after the awarding of a WJU Grant, the amount of this grant may be reduced.
Deadline: No deadline.
Renewal: Student must maintain satisfactory academic progress. The amount of this grant is subject to change each year based on changes to your family’s financial situation as determined by the FAFSA.
Application: No application allowed.

Institutional Aid | Previous Years

If you started attending William Jessup University during the Fall 2013 – Spring 2014 academic year, you may find specific information about your aid by downloading the archived year-year Jessup Institutional Aid guide below
2013-2014 Institutional Aid

If you started attending William Jessup University during the Fall 2012 – Spring 2013 academic year, you may find specific information about your aid by downloading the archived year-year Jessup Institutional Aid below
2012-2013 Institutional Aid

2014-2015 Expected Costs

Traditional Undergraduate Program Semester Annual
Flat tuition for 12-18 units $ 12,495 $ 24,990
Semester hour unit (below 12 units) $ 1,060 per unit
Semester hour unit (above 18 units) $ 635 per unit
Audit fee $ 30 per unit
Inter-term and Summer Sessions $ 450 per unit
Students who wish to pursue an additional Bachelors degree in the Traditional Program will be charged tuition for the Traditional Program.
On Campus Room Rates (per semester)
Standard Occupancy Rate Triple Occupancy Single Occupancy
Dormitory 2 $ 2,540 $ 1,940 $ 3,540
Apartments 2 $ 2,890 $ 2,290 $ 3,890
Premium 3 $ 3,140 NA NA
Summer Room Rates
6 Week Session Daily Rate
Apartments $ 600 $ 15
Board (Food) Plans (per semester)
19 Meals per week (required for new Freshmen)     $ 2,460
15 Meals per week (includes $100 dining flex)     $ 2,295
10 Meals per week (includes $100 dining flex)     $ 2,005
Staybridge Standard $250 Dining Flex     $ 250
Apartment Standard $500 Dining Flex     $ 500
20 Meal Block (includes $100 dining flex)     $ 250
40 Meal Block (includes $100 dining flex)     $ 450
Course Specific Fees
Applied Music Lesson $ 425
Music Lab/Accompaniment, per course $ 65
University Choir Clothing (dress/suit) $ 230
Science Lab, per course Course-defined
Independent Study, per unit $ 105
Teacher Performance Assessment (Liberal Studies) $ 160
WJU Academy (for Freshmen and/or Transfers only), one-time $ 500
New Student Fees
Application (one time only, non-refundable) $ 45
Enrollment Deposit (one time only, upon acceptance) $ 250
Special Fees
Audit
Current Student, per unit $ 30
Alumni Registration Fee, per semester $ 20
Non-WJU Student Registration Fee, per semester $ 20
Non-WJU Student Regisration Fee, per unit $ 30
Petitions
Late Registration, per semester $ 95
Add/Drop Course after add/drop date (per course) $ 35
Increased Academic Load $ 35
Incomplete Grade (per course) $ 35
Grade Change (per course) $ 35
Academic Requirements Change $ 35
Final Exam Date Change (only for approved petitions – see catalog for policy) $ 35
Transcripts
 Official Transcript Request $ 10
 Official Transcript Request – RUSH $ 15
Graduation
 Graduation Participation Free
 Cap, Gown, Tassel Varies by Degree
 Late Graduation Petition $ 75
 Graduation Reapplication $ 50
Business Office / Payments
 Service Charge for Declined Payments $ 40
 Deferred Payment Fee, per semester (non-refundable) $ 40
 Late Payment Fee, per payment $ 40
 Deliquency Charge on Past-due Balances 1.50%
Miscellaneous
 Replacement ID Card $ 25
 Parking Permit, per semester $ 25
 Athletic Insurance/Participation (Annual Fee) $ 500
 Internship Insurance $ 40
 Travel Insurance $ 40

Student Health Insurance (Traditional Students only)

If applicable, spouse and dependent rates are “added” to the student rate for each term.
Please note that insurance rates may increase due to market fluctuation.

Under 25 Over 25
Fall / Spring Fall / Spring
Student $ 895 / $ 1,255 $ 1,720 / $ 2,410
Spouse $ 1,925 / $ 2,690 $ 2,835 / $ 3,970
Child $ 1,200 / $ 1,680
2 or more children $ 1,930 / $ 2,695

Below is an archive of our past tuition and fees:

2013-2014 Tuition & Fees

A loan is a form of financial aid that must be repaid with interest. Loans are a form of need-based aid, meaning they are offered based on financial need as determined by the FAFSA. At William Jessup University, we understand student loans play an important role in funding education. Grasping the impact of choosing to borrow money to help pay for your education is vital and the Financial Aid Office continually strives to give the best information and guidance available.

Update for All Student Loan Borrowers

All Federal Stafford and Parent PLUS Loans disbursed after July 1, 2010 will be funded directly by the U.S. Department of Education. All new and returning students who wish to borrow student loans must complete a Master Promissory Note and Entrance Counseling with the Department of Education. Loans cannot be disbursed until both of these processes are completed online.
Complete Master Promissory Note and Entrance Counseling

Federal Stafford Loans are a form of federal student loans for undergraduate and graduate students enrolled in college at least half time.
Amount: Varies depending grade level and dependency status. See breakdown below.
Eligibility: Undergraduate students enrolled in 6 units or more per semester with financial need as determined by FAFSA.
Interest Rate: 4.66% for Subsidized Stafford Loans disbursed between July 1, 2014 and June 30, 2015
3.86% for Subsidized Stafford Loans disbursed between July 1, 2013 and June 30, 2014
3.4% for Subsidized Stafford Loans disbursed between July 1, 2011 and June 30, 2013
4.66% for all Unsubsidized Stafford loans disbursed between July 1, 2014 and June 30, 2015
3.86% for all Unsubsidized Stafford loans disbursed between July 1, 2013 and June 30, 2014
Repayment: Typically begins 6 months after student graduates, drops below 6 units or withdraws from school, but specific lenders may have different repayment requirements.
Renewal: Annually renewable once you complete the Master Promissory Note (MPN) and Entrance Counseling.
Application: FAFSA (online) with WJU listed, Master Promissory Note and Entrance Counseling (online)
The Master Promissory Note and Entrance Counseling are two separate processes and both must be completed online in order for the loans to be put on your student account.
Note: All Direct Loans have a Default Fee of 1.072% taken from the gross amount of the loan.
Federal regulation requires students to complete Exit Counseling within 30 days of graduating, dropping below 6 units or withdrawing from school.
Grade Level Base Stafford Dependent
Unsubsidized Stafford
Independent
Unsubsidized Stafford
Freshman (0-29 units) $3,500 $2,000 $6,000
Sophomore (30-59 units) $4,500 $2,000 $6,000
Junior (60-89 units) $5,500 $2,000 $7,000
Senior (90+ units) $5,500 $2,000 $7,000
What is the difference between a Subsidized and Unsubsidized loan?
A Subsidized loan is a loan in which the goverment pays for the interest on the loan while the student is in school and during the grace period. An Unsubsidized loan is a loan in which the student is responsible for the interest that accrues on the loan during and after school.

The Direct PLUS Loan is a parent loan for undergraduate students.
Amount: Up to the cost of attendance minus financial aid.
Eligibility: Credit-based loan for parents of dependent students who are enrolled in 6 or more units.
Interest Rate: 7.21% for all loans disbursed between July 1, 2014 and June 30, 2015 (interest accrues while loan is deferred)
6.41% for all loans disbursed between July 1, 2013 and June 30, 2014 (interest accrues while loan is deferred)
Repayment: Begins 60 days after the funds are fully disbursed, but can be deferred
until after the student graduates.
Renewal: Not renewable. Must apply yearly.
Application: Parent PLUS Loan Master Promissory Note and PLUS Loan Request (online)
Both processes are required in order to complete the PLUS Loan process.
A Parent PLUS Loan Request Form MUST be submitted to the Financial Aid Office.
Fees: A 4.288% Origination Fee is taken out of the requested amount. Be sure to request an amount which includes this fee.

Alternative or Private Student Loans are credit-based loan for students who are enrolled in 6 or more units.
Amount: Up to the cost of attendance minus financial aid.
Eligibility: Credit-based loan for students who are enrolled in 6 or more units. Borrower must be a US Citizen, eligible non-citizen, or an international student with a U.S. Citizen Cosigner. Both eligible non-citizens and international students need to have a current address in the United States.
Interest Rate: Varies according to lender and borrower (and cosigner) credit history.
Repayment: Begins 6 months after student graduates, drops below 6 units or withdraws from school.
Renewal: Not renewable. Must apply yearly.
Application: We recommend using the Private Loan Marketplace. However, you are free to choose your own private lender.
Note: Alternative or Private Student Loans are designed to supplement federal, state, and institutional financial aid. Borrowers must be credit worthy, many times requiring a co-signer. Loan programs may vary widely. Students should only consider obtaining an Alternative or Private Student Loan if they have maximized all Federal Stafford Loan options!
Exit Counseling

Student loan borrowers are required by the federal government to complete Exit Counseling within 30 days of graduating, dropping below 6 units or withdrawing from school. You can view how much you’ve taken out in student loans, see who your lenders and loan servicers are on the National Student Loan Data System (NSLDS). Complete Exit Counseling
Code of Conduct
William Jessup University has adopted a Code of Conduct with respect to student loans which applies to all employees in the Financial Aid Office and anyone else at our school who has any responsibilities with respect to student loans or the selection of preferred lenders for student loans.
Loan Consolidation
After graduation, you may be able to combine your existing Federal student loans into one new consolidated loan that offers several advantages. Visit Direct Loan Consolidation for more information about the advantages of student loan consolidation.
Net Price Calculator

The Net Price Calculator is hosted by The College Board, so a new window will open when you launch. You can expect to take about 15 minutes to get through it the first time.

While every care has been taken to ensure as much accuracy as possible, we simply cannot test every possible scenario or combination. If your results seem particularly bizarre, please contact the Financial Aid Office

Important Considerations

The Net Price Calculator is hosted by The College Board, so a new window will open when you launch. You can expect to take about 15 minutes to get through it the first time.

While every care has been taken to ensure as much accuracy as possible, we simply cannot test every possible scenario or combination. If your results seem particularly bizarre, please contact the Financial Aid Office

IS NOT For Everyone Currently, the NPC is designed for High School Juniors & Seniors who are US Citizens or Permanent Residents who are planning on attending college in a year or two.  A future enhancement will be to incorporate transfer students.
IS a “What If” Tool It is designed for you to run it multiple times to see “what might happen if…”
IS NOT Perfectly Accurate It is only as good as the data you enter.  If your data is incorrect, the estimate will also be incorrect – either too high or too low.
IS Educational You should never rule out a school simply because of ‘sticker price’, or even by the results of the NPC.  Using a school’s calculator is another tool to find out more about a school in which you are interested.Please do not stop considering any school because of price!  Cost is certainly a factor — but it should never be the only/initial factor.
IS NOT a Guarantee of Financial Aid This will come from the WJU Financial Aid Office after you apply and are accepted to WJU.
IS NOT an Application of Admission to WJU or a Financial Aid Application Apply to WJUComplete the FAFSA (Free Application for Federal Student Aid)
IS Confidential and Anonymous You may choose to create a password protected account if you would like to save your info for the future.
IS NOT an Accurate Payment Estimator The NPC starts with something called a ‘Cost of Attendance’ – or COA.  This includes the sticker price (typically tuition, room, board and mandatory fees) BUT it also includes standard estimates for other expenses you might incur throughout the year – such as travel, personal items, books, and even living costs (like pizza, movies and laundry!).Remember…these are just estimates!  What you will pay directly to WJU will most likely be substantially less than the COA.Think of it like you are buying a car – you need to consider insurance, new tires, gas and oil changes, but those are not included in the sticker price of the car. They will come up later, but you don’t pay the car dealer for those costs.
IS NOT Totally Inclusive of All WJU Aid Programs There are a few things that just can’t be incorporated on an estimator - most notably our need-based WJU Grant.  We are also still working on adding in performance-based scholarships such as Athletics, Music and Competitive Department Scholarships.
IS NOT Static Information Your info may change from semester to semester; federal and state laws certainly change on a whim; and WJU aid programs are subject to change/modification from time to time.

At WJU, we pride ourselves on reviewing the entirety of your personal financial situation, and then making a final decision.  You are NOT simply the result of a formulaic bunch of numbers.  You are a unique individual, created by our Lord, and will be treated as such!

LAUNCH THE WJU NET PRICE CALCULATOR